Update – Virtual Town Hall with all elected officials

What you will find in this update

  • Virtual Town Hall – with all elected officials – Monday June 1st 2020
  • Safe Supply in Ottawa
  • Black Canadian Scholarship Fund

Virtual Town Hall

We are hosting, with the Vanier Community Association, a virtual town hall with all elected officials for our neighbourhood.

We invite you to join us by registering here (Registration is mandatory)

The zoom meeting ID is 854 4620 8956 and the meeting password is 019802

You can submit a question when you register.

You can also follow the virtual town hall on Mona Fortier’s facebook page

Safe Supply

The Overbrook Community Association sent a letter of support for the Motion that recently passed at City Hall on Safe Supply.

We shared the following message :

To Councillor Rawlson King

CC: Mathieu Fleury, Catherine McKenney, Dr. Jeff Turnbull

The Overbrook Community Association extends its full support to Councillor Fleury’s safe supply motion, seconded by Councillor McKenney.  Safe Supply is one tool amongst many harm-reduction strategies that help keep our  communities safe. Like any other illness, neighbours that might be engaging in drug use deserve dignified support systems that help improve their quality of life, stabilizing their
well-being, improving their capacities to access housing and maintain healthy relationships.

Having access to a consistent and safe supply can lead to improved health outcomes and will drastically reduce overdose risks. Safe supply programs offer an opportunity for our city to respond to the years-long overdose epidemic and the expansion of the current safe supply programme should be a public health priority.

Thank you for your work on this.

Heather Amys
President Overbook Community Association

Cc Manock Lual
Chair OCA Public Safety Committee

Black Canadian Scholarship Fund

BCSF – Scholarship Application (Extended to – June 30, 2020) 

To qualify an applicant must satisfy all selection criteria:

  • Be a black Canadian Student graduating from a high school in the national capital region with a minimum average of 75% in
    • 6 grade 12 courses (U) or (O) or (M) or 
    • a combination of 6 grade 11 or 12 courses (U) or (O) or (M)
  • Be a black Canadian Citizen or permanent resident of Canada and residing in the National Capital Region
  • Be admitted at a recognized Canadian university.
  • Demonstrate a need for financial assistance.
  • Demonstrate leadership in community service and volunteer activities.

Required documents:

  1. A two-page essay explaining why this scholarship is important to the applicant and how the applicant will satisfy the eligibility criteria (e.g., academic achievement, school and community involvement, extra-curricular activities, education plans and financial need.)
  2. A photocopy of the applicant’s latest official transcript of 6 Grade 12 courses with an interim or final average of at least 75% in six (6) Grade 12 courses
  3. A letter of recommendation from a teacher/guidance counsellor in current academic year.
  4. Proof of community work.
  5. Proof of Canadian citizenship/Permanent Resident (we will accept one of the following documents as proof: a Canadian passport; or a Canadian birth certificate; or a Canadian citizenship card/certificate); PR Card.
  6. A detailed statement indicating the amount of money expected from various sources (ex: family/relatives, personal savings, employment, loans, and scholarships.
  • Applications without ALL the required supporting documents will not be considered

The Black Canadian Scholarship Fund (BCSF) Committee reserves the right to verify the accuracy of the information given by all applicants. The name(s) and/or photo(s) of the recipient(s) for this award will be published on the BCSF website (www.bcsf.ca) and may be used in other promotional material. If applicants are under 18 years of age, they must co-sign the application form with a parent or guardian.

Completed applications for this scholarship only should be submitted directly to:

The Black Canadian Scholarship Fund
CSC(T) P.O. Box 8002 Ottawa, Ontario, K1G-5H6

Do not send your application by courier

Ottawa Cares, Emergency Pet Food, French Poetry, theatre over the phone (Au creux de l’oreille)

Ottawa Cares

In Overbrook we have our own group of neighbours helping neighbours during this difficult time. This group is called Overbrook Community cares.

We are also part of a broader initiative called Ottawa Cares :

OttawaCares.ca is an initiative of your community association:  Cardinal Glen, Lindenlea, New Edinburgh, Manor ParkOverbrook, Rockcliffe Park and Vanier.

Together, we are organizing community- and City Ward-wide responses to Covid-19.

We recruit volunteers to deliver food from the Food Bank to residents. And, where possible, facilitate wellness phone calls for those isolating at home during Covid-19.

​We urge Ottawa residents to support the Ottawa Food Bank with donations.

​Behind the scenes, we collect and curate information about community resources – business and not-for-profit – for 211ontario.ca, your guide to help in the city. We publish community resources available during Covid-19 to support the needs of residents and the livelihood of local businesses. And true to our roots, we refresh lists of activities to keep every age active and engaged during physical distancing.

Emergency Pet Food

We are sharing this message from the Ottawa Humane Society:

To support pet owners who may be experiencing financial hardship during the pandemic, the Ottawa Humane Society will offer a weekly drive-thru emergency pet food bank beginning next Thursday, April 30.

The OHS will provide a supplemental two-week supply of pet food for dogs and cats of all sizes and ages to help pet owners through hardships they might be experiencing during the COVID-19 pandemic.

Any individual experiencing financial hardship due to circumstances resulting from COVID-19 qualifies. 

Clients can pick up pet food once per month at the drive-thru emergency pet food bank at the Ottawa Humane Society, 245 West Hunt Club Rd, Ottawa, ON K2A 1A6

Dates: Every Thursday from 1 p.m. to 4 p.m.

Appointments are required, clients can request an appointment on line (preferred) (link to come on our website) or by calling 613-725-3166 ext. 221

We will not be able to accommodate special diet requests.

Au creux de l’oreille

Recevez un petit instant de théâtre murmuré
Le Théâtre Catapulte, en collaboration avec La Nouvelle Scène Gilles Desjardins, lance le volet ontarien du mouvement Au creux de l’oreille, initié par Wajdi Mouawad (La Colline – Théâtre national, Paris) et créé au Québec par le Théâtre Périscope :
 Nos corps contraints, profitons-en
pour tisser un lien privilégié entre nous
Ces séances gratuites de 15 minutes au bout du fil proposent des lectures de poésie, de littérature ou de chanson et sont interprétées par des comédiens et comédiennes de l’Ontario français.
De 16 h à 20 h
Du 2 au 17 mai 2020

Pour réserver votre rendez-vous téléphonique avec un.e artiste, remplissez le formulaire en ligne :

Overbrook Community Care – Solidarité communautaire

What you’ll find in this update :

  • New OCA Safety Committee initiative – Overbrook Community Care
  • Good Food Box – at your doorstep

New OCA Safety Committee initiave – Overbrook Community Care – Solidarité communautaire Overbrook

This group is for neighbours in the Overbook area of Ottawa to support one another during the COVID-19 public health emergency, based on principles of social justice, solidarity and mutual aid.

There are great Ottawa groups out there sharing information, so we’re keeping this one local to Overbrook.

We’re looking to do the following things for each other:

  • Deliver grocery and supplies
  • Phone neighbours who are sick or isolated
  • Check in our BIPOC/immigrant/refugee communities
  • Connect with community resources
  • Assist with financial aid applications

If you are looking for support, you can post in the Facebook group or contact us:

Phone/text: 613-714-4999

Email: Overbrook.community.care@gmail.com

Help us promote this initiative to our neighbours and share this information.


Solidarité communautaire Overbrook est un groupe qui vise de faciliter l’entraide et le soutien entre les voisins d’Overbrook pendant la crise du COVDID-19. Nous nous basons sur des principes de justice sociale de solidarité et d’entraide.

Voici certaines façons qu’on peut s’entraider

  • Livrer des épiceries et des fournitures essentielles
  • Appels avec nos voisins malades et isolés
  • Appui aux communautés racisés, immigrantes, ou réfugiés
  • Faire des liens aux ressources communautaires
  • Soutien pour les demandes d’aide financière

Il existe déjà plusieurs autres groupes de solidarité pour la ville d’Ottawa, notre but est d’être un groupe qui se limite au quartier d’Overbrook.

Si vous avez besoin de soutiens, vous pouvez faire un post sur notre page Facebook ou nous envoyer un texto/ appel au 613-714-4999 ou nous envoyer un courriel au Overbrook.community.care@gmail.com

Aidez-nous à informer nos voisins d’Overbrook et partager ces informations.

Good Food at Your Doorstep:
A COVID-19 Emergency Fresh Food Delivery Service.

This new program sells $20 boxes of fresh fruits and vegetables delivered to your doorstep FREE of charge. You also have the option to “Share Some Good” by donating a box to a family in need.

Here’s what you need to know:

  • Orders are placed online at https://ottawagoodfoodbox.ca/ with a credit or debit card.
  • The order deadline for delivery next week is Monday, April 13 at 12pm (noon). 
  • Deliveries will be made on that week’s Friday or Saturday.  You will receive an email to confirm your order and let you know on which day you can expect your delivery. On your delivery day, you will receive an email or SMS 15-30 minutes before your order is due to arrive.
  • When you place your order, you will be required to include your full home address (including apartment number) and a phone number at which you can be reached.
  • Your produce box will contain 8-11 varieties of fruits and vegetables such as:
  • onions
  • carrots
  • bananas
  • apples
  • oranges
  • lettuce
  • tomatoes
  • broccoli
  • cauliflower
  • pears
  • mangoes
  • mushrooms
  • potatoes
  • celery
  • avocado
  • cucumbers
  • lemons
  • Specific requests and substitutions regarding the content of our produce box are not available.  The produce selections will be based on availability and price, but rest assured it will always be top quality!
  • We will only be offering no-contact deliveries within the City of Ottawa and will be following the COVID-19 guidelines given by Ottawa Public Health for safe food handling and home deliveries.
  • Unfortunately, at this time we cannot deliver to areas in the following postal codes: K1X, K2J, K2K, K2M, K2R, K2S, K2T, K2V, K2W, K4C, K4M, K4P, and K0A. Please email us to see what may be possible if you live in one of these areas and are interested in purchasing a produce box. 
  • Customers who make a purchase and live outside of our designated delivery area will be refunded in full. We are not able to issue refunds for any other reason, but please let us know if you are unsatisfied with your purchase.  

You can email us your questions at ottawagoodfoodbox@crcrr.org or marketmobileottawa@gmail.com or by calling 613-860-6767. 

Stay healthy, wash your hands often and practice physical distancing! 

The Good Food at Your Doorstep Team

OCA Update – Food bank hours, Tools to help your neighbours, City of Ottawa update

What you will find inside :

  • Food Bank Hours
  • Tools to Help your Neighbours
  • City of Ottawa declares state of emergency – what does that mean for you?

Food Bank Hours

Find the Rideau Rockcliffe Food Bank details below

Tools to Help your Neighbours

Download and print this offer of help and share it with your neighbours. Click on the image for the download link

City of Ottawa Updates

You will find below the most recent update from our city councillor, Rawlson King. You can sign up for his updates here

As we near the end of our second week of working remotely, and physically and socially distancing, it is more important than ever that everyone do their part to protect our city’s most vulnerable.

If you think you have coronavirus (COVID-19) symptoms or have been in close contact with someone who has it, use this self-assessment to help determine how to seek further care: https://covid-19.ontario.ca/self-assessment/#q0

City Parks

Due to the COVID-19 pandemic, all city park facilities and park equipment are now closed until further notice. Only walkthroughs are permitted – while respecting physical (social) distancing.

Sports fields and courts

  • The amenities and spaces that are closed for use include:
    • Public sports fields – including those located at recreation facilities
    • Ball diamonds
    • Basketball and tennis courts
  • These types of spaces and amenities encourage group gatherings and usage, which go against the physical (social) distancing measures being used to flatten the spread of the COVID-19

Play structures and park equipment

  • The closures apply to all play and park equipment, this includes:
    • Play structures
    • Swings
    • Slides
    • Climbers
    • Adult fitness stations
    • Benches and picnic tables
    • Skateboard parks
    • Off-leash dog enclosures
  • Park and play equipment also encourage multiple users. More importantly, the surfaces are not being cleaned and could potentially spread the COVID-19

Walkthroughs permitted – maintain physical (social) distancing

  • While the parks are closed, you are able to walk through them. Safe park practices that are permitted includes running, walking or jogging through the park, while keeping a two-metre distance from others – which is equal to the length of a hockey stick. You can also walk your dog through the park where this is allowed, while respecting the established leashing requirements for the

Launch of Buy Local promotional campaign and web page

  • On Thursday, March 26, the City of Ottawa, in partnership with the Economic Partners Taskforce, launched the first phase of an online promotional campaign to help local businesses during these difficult times.
  • The campaign encourages residents to support their favourite small businesses by taking immediate and concrete steps now:
    • Buy from local businesses online
    • Purchase gift cards from local businesses to use later
    • Order delivery or takeout from area restaurants
    • Send local businesses messages of support on social media
  • These actions will help local shops, restaurants and services by providing them with critical income during this challenging
  • The campaign includes targeted ads that will reach residents on several online platforms over the coming weeks and direct them to ottawa.ca/buylocal. There, residents will find links to sites listing businesses serving customers virtually or providing takeout and meal delivery.
  • The City also launched a web page on ottawa.ca to provide businesses with access to essential information and support programs. The page will have links to provincial and federal assistance programs, as well as details on measures offered by the City to help businesses in the coming weeks and months. This includes the property tax deferral and other relief measures that Council approved at its meeting on March

Social Assistance Resources

  • Food security
    • Ottawa Food Bank: 613-745-7001 and ottawafoodbank.ca
    • Good Companions (Meals on Wheels): 613-236-0428 and thegoodcompanions.ca
      • Also contact for urgent transportation to appointments
    • Isolated and/or vulnerable seniors and people experiencing homelessness
    • Emergency financial assistance
      • Call 3-1-1 and press 4 for social services (i.e. medical needs, trouble paying utility bills, housing arrears, etc.)
    • Community-based social services
      • Call 2-1-1 Help Line – referrals to local community, social, government and health services.
    • Volunteer coordination
      • Volunteer Ottawa has established a pool of pre-screened volunteers and will continue to accept new applicants:https://www.volunteerottawa.ca
      • The City of Ottawa and the Human Needs Task Force are working with United Way to solidify a community approach to receive and place volunteers. 
    • Human Needs Task Force contact information
    • For more information, visit ottawa.ca/covid19

Canada’s Emergency Response Plan Is Enacted

This week, Parliament passed the legislation to put in place Canada’s COVID-19 Emergency Response Plan.

Canada’s Emergency Response Plan provides immediate help to Canadians and businesses who are most in need as a result of COVID-19. At the same time, Bill C-13 ensures that our Government has the tools and flexibility to respond to any emerging challenges. We will do whatever it takes to protect and support Canadians during this challenging time.

Key Measures

Support for individuals and families

Support for businesses

  • Temporary wage subsidyProvided for three months to eligible small employers. Eligible employers include small businesses (including co-operative corporations) eligible for the small business deduction, unincorporated employers, – certain partnerships, non-profit organizations and charities.
  • Credit flexibility to support businesses: Provided as necessary through EDC, BDC, Farm Credit Canada and the Canada Account.
  • Please talk to your bank for additional support options.

Additional actions to support the health and safety of Canadians and the economy

  • Help prevent shortages of patented drugs or medical devices
  • Support provinces and territories with a COVID-19 Response Fund including one-time funding of $500 million through the Canada Health Transfer.
  • Increasing the protection of Canadians’ savings by providing the Minister of Finance with the flexibility to increase the CDIC’s deposit insurance limit.
  • Allowing us to respond rapidly to COVID-19 developments by providing the Minister of Finance with additional flexibility to provide financial support.

Best wishes,

Rawlson King, City Councillor for Rideau-Rockcliffe

Alors que nous approchons de la fin de notre deuxième semaine de travail à distance, et de la distanciation physique (sociale), il est plus important que jamais que chacun fasse sa part pour protéger les plus vulnérables de notre ville.

Si vous croyez que vous présentez des symptômes du coronavirus (COVID-19) ou si vous avez été en contact étroit avec une personne l’ayant contracté, servez-vous de cet outil d’autoévaluation pour vous aider à déterminer si vous avez besoin de recevoir d’autres soins. https://covid-19.ontario.ca/autoevaluation/#q0

Parcs de la Ville

En raison de la pandémie de la COVID-19, tous les parcs de la ville et leurs installations sont désormais fermés jusqu’à nouvel ordre, par contre il est permis de les traverser, tout en respectant la distanciation physique (sociale).

Terrains de sport et de balle

  • Parmi les installations et les espaces fermés, on compte :
    • les terrains de sport publics – y compris ceux situés dans des installations récréatives
    • les terrains de balle
    • les terrains de basketball et de tennis
  • Ce genre d’espaces et d’installations encouragent les rassemblements et leur utilisation en groupe, ce qui contrevient aux mesures de distanciation physique (sociale) prises afin de freiner la propagation du coronavirus (COVID-19) à Ottawa.

Structures de jeux et équipement de parc

  • La fermeture s’applique à toutes les structures et à tout l’équipement de parc, notamment :
  • les structures de jeu
  • les balançoires
  • les glissades
  • les grimpeurs
  • les stations de conditionnement physique pour adultes
  • les bancs et les tables à pique-nique
  • les planchodromes
  • les aires pour chiens sans laisse
    • L’équipement de parc et les structures de jeu favorisent une utilisation par plusieurs personnes. Mais, plus important encore, leurs surfaces ne sont pas nettoyées et pourraient propager la COVID-19.

Passages autorisés – maintenir la distanciation physique (sociale)

  • Bien que les parcs soient fermés, il est permis de les traverser. Les pratiques sûres permises dans les parcs sont la course à pied, la marche, le jogging tout en maintenant une distance de 2 mètres avec les autres, l’équivalent de la longueur d’un bâton de hockey. Vous pouvez également promener votre chien dans les parcs, là où il est permis de le faire, tout en respectant les exigences en matière d’utilisation de la laisse des lieux.

Lancement de la campagne publicitaire et de la page Web Acheter local

  • Le jeudi 26 mars, la Ville d’Ottawa en partenariat avec le Groupe de travail des partenaires économiques, a lancé la première phase d’une campagne publicitaire en ligne visant à aider les entreprises locales en ces temps
  • La campagne encourage les résidents à soutenir leurs petites entreprises favorites en prenant immédiatement des mesures concrètes :
    • acheter en ligne auprès d’entreprises locales;
    • acheter des cartes-cadeaux auprès d’entreprises locales qui pourront être utilisées plus tard;
    • faire livrer par des restaurants locaux ou aller à leur comptoir pour emporter;
    • envoyer aux entreprises locales des messages de soutien sur les médias
  • Ces mesures aideront les magasins, les restaurants et les services locaux en leur procurant des revenus critiques pendant cette période difficile.
  • La campagne comprend des publicités ciblées qui joindront les résidents sur plusieurs plateformes en ligne au cours des prochaines semaines et les dirigeront vers ottawa.ca/acheterlocal. Les résidents y trouveront des liens vers des sites qui répertorient les entreprises qui servent leurs clients virtuellement ou qui fournissent des plats et des repas pour
  • La Ville a également lancé une page Web sur ottawa.ca pour donner aux entreprises l’accès à des renseignements essentiels et de programmes de soutien. La page comprend des liens vers les programmes d’aide provinciaux et fédéraux, ainsi que des détails sur les mesures offertes par la Ville pour aider les entreprises au cours des prochaines semaines et des prochains mois. Ces renseignements comprennent le report de l’impôt foncier et les autres mesures d’allègement que le Conseil a approuvé à sa réunion du 25 mars

Ressources d’Assistance Sociale

 Sécurité alimentaire

  • Banque d’alimentation d’Ottawa : 613-745-7001
  • The Good Companions (La Popote roulante) : 613-236- 0428 et ca.
    • Transport d’urgence aux rendez-vous également offert.

Aînés isolés ou vulnérables et personnes en situation d’itinérance

  • Programme Seniors’ Centre Without Walls: 613-236- 0428.
  • Une voix amicale, des Rural Ottawa South Support Services, une ligne téléphonique permettant d’aiguiller les aînés en milieu rural vers les services et programmes de leur région : 613-692-9992.
  • Ligne de crise en santé mentale : 613-722-6914 à Ottawa, ou 1-866-996-0991 à l’extérieur d’Ottawa (numéro sans frais).
  • Programme d’exercices En force, en équilibre! de tv Rogers.
  • Logement communautaire d’Ottawa, vérifications du bien- être : 613-731-1182
  • Ottawa Inner City Health, aide aux personnes itinérantes 

Aide financière d’urgence

  • Composer le 3-1-1 et faire le 4 pour accéder aux services sociaux (besoins médicaux, difficulté à payer les factures de services publics, arriérés de loyer, etc.).

Services sociaux locaux

  • Composer le 2-1-1 pour accéder au service d’assistance téléphonique permettant d’être orienté vers les services communautaires, sociaux, gouvernementaux et médicaux du secteur.

Coordination des bénévoles

  • Bénévoles Ottawa a créé une banque de bénévoles présélectionnés et continue d’accepter les candidatures :https://www.volunteerottawa.ca/index_FR.html
  • La Ville d’Ottawa et le Groupe de travail sur les besoins humains collaborent avec Centraide pour mettre au point une stratégie commune de gestion des bénévoles.

Coordonnées du Groupe de travail sur les besoins humains

Le Plan D’intervention D’urgence Du Canada est Mis En Oeuvre

Cette semaine, le parlement a passé une loi qui met en oeuvre le plan d’intervention d’urgence du Canada contre la COVID-19.

Le plan fournit une aide immédiate aux Canadiens et aux entreprises qui en ont le plus besoin en raison de la COVID-19. Parallèlement, la loi garantit que notre gouvernement dispose des outils et de la souplesse nécessaires pour relever les nouveaux défis. Nous ferons tout ce qu’il faut pour protéger et soutenir les Canadiens en cette période difficile.

Les mesures clés

Soutien pour les familles et les individus

Soutien pour les entreprises

  • Les subventions salariales temporaires: accordées pendant trois mois aux petits employeurs admissibles. Les employeurs admissibles comprennent les petites entreprises (notamment les sociétés coopératives) admissibles à la déduction pour petites entreprises, les employeurs non constitués en société, – certains partenariats, les organismes sans but lucratif et les organismes de bienfaisance.
  • Le Programme de crédit pour les entreprises: pour soutenir les entreprises au besoin par l’entremise d’EDC, de BDC, de Financement agricole Canada et du Compte Canada.
  • Veuillez parler à votre banque pour des options d’allègement additionnelles.

Les mesures additionnelles pour la santé et la sécurité des Canadiens et de l’économie

  • Aide pour prévenir les pénuries de médicaments ou d’appareils médicaux brevetés
  • Soutien aux provinces et territoires avec le Fonds de réponse à la COVID-19, y compris un financement de 500 millions de dollars par le biais du Transfert canadien en matière de santé.
  • Augmentation de la protection de l’épargne des Canadiens en offrant au ministre des Finances la possibilité d’augmenter la limite d’assurance-dépôts de la SADC.
  • Permission de réagir rapidement aux développements de la COVID-19 en offrant au ministre des Finances une flexibilité supplémentaire pour fournir un soutien financier.

Covid-19 Neighbourhood Update

What you’ll find inside:

  • RRCRC Food Bank Update
  • Library Update
  • Review of the financial help pledged by the federal government

RRCRC Food Bank Update

Library Update

“Did you know that the library has tons of things to read/do online or on your phone/tablet, for adults and children?

Just one example, for the benefit of Stephen, whom I know likes graphic novels :

  1. visit ottawa.overdrive.com
  2. search for keywords ‘ graphic novels adult ‘
  3. voilà : about 160 results. And for children? Over 600.

(see example attached)

So much on offer online from organizations and businesses the world over… just don’t forget to take a walk outside from time to time! Spring will spring out soon, too!

Your librarian,

Vero Dupuis

Coordinator, St-Laurent library”

Federal support summary (announced yesterday)

  • A new Emergency Care Benefit that will apply to workers who do not qualify for Employment Insurance and who are in isolation, caring for a sick family member, and/or providing childcare. 
    • The benefit will provide a maximum of $450 per week for up to 15 weeks. 
    • Parents who are unable to work because they need to provide childcare due to school closures are eligible even if they do qualify for EI. 
  • A new Emergency Support Benefit for workers who are unemployed and who do not qualify for EI. 
  • An increase in the Canada Child Benefit with a top-up of up to $300 per child. 
  • An increase in the GST/HST Credit to low income Canadians with up to an additional $300 per adult and $150 per child. 
  • The federal government will waive the one-week waiting requirement for EI Sickness Benefits in cases of quarantine and waive the requirement to provide a medical certificate for EI Sickness Benefits. 
  • The tax filing deadline is deferred until June 1 and the requirement to pay any taxes owing is deferred until August 31. 
  • A new wage subsidy for small businesses (including charities and not-for-profits) that will cover up to 10% of payroll to encourage them to continue to pay wages. 
  • A six-month, interest-free moratorium on all Canada Student Loan payments. 
  • Increased flexibility for mortgage lenders to allow them to defer mortgage payments for up to six months.